Passive Residency in Andorra
Passive residency in Andorra, also known as residency without lucrative activity, is one of the most attractive routes for those who wish to settle in the Principality without developing a labor or professional activity in the country. At Triple A, we know this option is highly valued by investors, rentiers, and families with international wealth who prioritize legal security, stability, and a high quality of life. Furthermore, in 2026 this regime requires an updated reading due to the entry into force of Law 2/2026 (Llei 2/2026).
Who is it for?
Passive residency is designed for people who want to live in Andorra without actively working in the local market. In practice, at Triple A we primarily advise investors, pensioners, families receiving income from abroad, or international professionals who do not need their main activity to physically take place in Andorran territory. Ultimately, the core element is being able to prove that you have sufficient means to support your family unit and comply with the investment, effective residency, and documentation obligations.
The 7 Fundamental Requirements for 2026
Given the exceptional advantages this permit offers, the Government requires fulfilling a series of conditions aimed at proving economic solvency and roots. Here at Triple A, we detail the 7 key points:
1. Minimum investment in Andorran assets
The main applicant must invest at least 1,000,000 € in Andorran assets (real estate, company shares, public debt, etc.). The minimum investment is reduced to 400,000 € if allocated to the Housing Fund (Fons d’Habitatge). Alternatively, if the investment materializes in real estate, the law requires allocating more than 800,000 € per acquired real estate unit.
2. Payment to the Andorran Financial Authority (AFA)
Additionally, the main applicant must make a definitive payment of 50,000 €, plus 12,000 € for each dependent. Consequently, these amounts are non-refundable in favor of the State.
3. Investment commitment and timeframe
If the investment has not been made upon submitting the application, you must sign a commitment to make it effective within a maximum period of six months. At Triple A, we monitor these deadlines so your authorization is not canceled.
4. Minimum stay in Andorra
To keep this status safely, the authorized person must establish their effective residency in the Principality for a minimum of 90 days per calendar year.
5. Housing and health coverage
Moreover, it is mandatory to prove that you have housing in Andorra and justify having a private medical and health insurance with full coverage in the country for the entire family unit.
6. Economic solvency
In addition, the law requires documentary proof of annual income exceeding 300% of the current Andorran minimum wage, adding an additional 100% for each dependent. At Triple A we help you structure this financial information properly.
7. Personal documentation
Finally, you will need to provide your valid passport, criminal record certificate apostilled, civil status documentation, and the required medical documentation.
Attention: Expiration of Financial Assets
We must highlight a vital technical change in Law 2/2026: certain financial debt instruments and Andorran collective investment funds only compute for a maximum of 36 months. Once that period has elapsed, at Triple A we advise you to redirect that investment towards other admitted assets to keep your residency safe.
Passive Residency vs. Tax Residency: Not the same
Passive residency is an immigration authorization. However, tax residency depends on other criteria (such as spending more than 183 days in the country or having your center of economic interests there). At Triple A we analyze this case by case with each client.
| Feature | Passive Residency (Without activity) | Tax Residency (Active) |
|---|---|---|
| Target audience | Investors, rentiers, retirees living on external funds. | People working or developing an economic activity in Andorra. |
| Mandatory investment | Yes (Min. 1,000,000 € or 400,000 € in Housing Fund). | It is not a capital-based requirement, but an activity-based one. |
| Work permit | Prohibited from exercising local labor activity. | Yes, allows working for a company or as a freelancer. |
| Stay requirement | Minimum 90 days a year. | More than 183 days a year. |
Ready to take the step towards Andorra?
The new 2026 framework requires millimeter precision. Thus, at Triple A, we analyze your case individually to structure your arrival from an immigration, wealth, and tax perspective.
Do you need personalized advice?
Our legal team will analyze your profile to guarantee a smooth and secure process.